| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Ocean BankMiami | FL | $7.63B | $6.21B | +1.3% | +9.2% | 1.08% | 60.6% | 3.47% | 9.88% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Ocean Bank.