| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Oakworth Capital BankBirmingham | AL | $2.13B | $1.77B | +12.0% | +15.3% | 1.17% | 58.6% | 3.73% | 9.36% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Oakworth Capital Bank.