| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Oak Valley Community BankOakdale | CA | $2.00B | $1.76B | +3.1% | +5.1% | 1.11% | 64.0% | 4.08% | 11.50% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Oak Valley Community Bank.