| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bank of Oak RidgeOak Ridge | NC | $658.1M | $509.6M | -7.6% | -2.7% | 1.23% | 62.1% | 4.46% | 12.52% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bank of Oak Ridge.