| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers Bank of Northern MissouriUnionville | MO | $566.5M | $478.4M | +5.6% | +9.3% | 1.29% | 54.6% | 3.81% | 12.85% |
| Exchange Bank of MissouriFayette | MO | $453.8M | $409.7M | +11.8% | +7.8% | 2.01% | 49.8% | 4.14% | 9.30% |
| Concordia Bank of Concordia, MissouriConcordia | MO | $130.0M | $114.1M | +4.4% | +8.1% | 1.56% | 56.1% | 4.66% | 11.90% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers Bank of Northern Missouri.