| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers & Merchants State Bank of New York Mills, IncorporatedNew York Mills | MN | $83.5M | $72.2M | -0.2% | +13.0% | 0.91% | 72.3% | 3.26% | 13.62% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers & Merchants State Bank of New York Mills, Incorporated.