| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Dayspring BankGothenburg | NE | $1.23B | $927.6M | +0.2% | +8.3% | 1.06% | 60.3% | 2.90% | 10.59% |
| First State BankFarnam | NE | $199.5M | $121.3M | +14.6% | -0.3% | 1.63% | 56.6% | 3.14% | 11.74% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Dayspring Bank.