| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| ESB FinancialEmporia | KS | $381.3M | $335.9M | +7.1% | +14.7% | 1.69% | 59.4% | 3.76% | 9.29% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, ESB Financial.