| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State Bank of OdemOdem | TX | $212.6M | $181.0M | +7.7% | +4.7% | 2.40% | 50.7% | 5.26% | 14.41% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank of Odem.