| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens Bank CompanyBeverly | OH | $334.6M | $291.0M | +2.5% | -6.3% | 1.46% | 59.9% | 3.74% | 13.63% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens Bank Company.