| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State Bank and Trust CompanyCarthage | TX | $547.4M | $490.6M | +10.6% | -1.3% | 0.97% | 61.6% | 2.69% | 14.55% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank and Trust Company.