| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Mountain Valley Bank, N.A.Elkins | WV | $201.9M | $175.1M | +0.3% | +6.2% | 1.40% | 61.8% | 4.43% | 13.83% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Mountain Valley Bank, N.A..