| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank of Morgantown, Inc.Morgantown | WV | $52.6M | $42.5M | +0.6% | +7.4% | 1.13% | 69.0% | 4.93% | 18.51% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank of Morgantown, Inc..