| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Monticello Banking CompanyMonticello | KY | $1.07B | $924.3M | -4.0% | -8.1% | 0.97% | 69.8% | 3.68% | 10.44% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Monticello Banking Company.