| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bank of MonticelloMonticello | GA | $158.0M | $135.6M | +1.9% | +2.5% | 3.21% | 42.4% | 5.68% | 14.30% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bank of Monticello.