| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Waypoint BankCozad | NE | $391.5M | $324.6M | +10.8% | +5.8% | 1.77% | 55.3% | 4.12% | 10.98% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Waypoint Bank.