| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Midland States BankEffingham | IL | $6.69B | $5.72B | -3.9% | -15.9% | 1.22% | 59.8% | 4.01% | 9.94% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Midland States Bank.