| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Metropolitan BankOakland | CA | $230.2M | $194.7M | -4.6% | -0.1% | 0.64% | 76.8% | 3.85% | 13.13% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Metropolitan Bank.