| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Merchants BankRugby | ND | $254.3M | $223.4M | +2.7% | -0.6% | 1.50% | 47.1% | 4.12% | 10.63% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Merchants Bank.