| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Merchants Bank, National AssociationWinona | MN | $2.88B | $2.50B | +3.7% | -1.4% | 1.23% | 63.5% | 3.65% | 11.40% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Merchants Bank, National Association.