| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Merchants National BankHillsboro | OH | $1.27B | $1.11B | -2.9% | -3.3% | 1.17% | 61.9% | 3.65% | 8.92% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Merchants National Bank.