| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| United Cumberland BankWhitley City | KY | $460.2M | $399.3M | +3.2% | +8.8% | 1.93% | 58.3% | 4.31% | 11.60% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, United Cumberland Bank.