| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers & Merchants State BankWaterloo | WI | $245.6M | $183.0M | +3.8% | +5.2% | 0.92% | 70.0% | 3.48% | 11.14% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers & Merchants State Bank.