| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Habib American BankNew York | NY | $2.84B | $2.43B | +6.3% | +13.4% | 0.99% | 55.9% | 2.32% | 8.82% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Habib American Bank.