| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Manufacturers and Traders Trust CompanyBuffalo | NY | $218.79B | $172.32B | +2.3% | +5.3% | 1.40% | 53.6% | 3.84% | 9.03% |
| Wilmington Trust, National AssociationWilmington | DE | $772.1M | $4.9M | -8.2% | -20.7% | 1.78% | 95.4% | 8.03% | 88.23% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Manufacturers and Traders Trust Company.