| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Mechanics & Farmers BankDurham | NC | $476.0M | $402.2M | -4.5% | -2.3% | 0.68% | 76.2% | 4.16% | 15.50% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Mechanics & Farmers Bank.