| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Luminate BankMinneapolis | MN | $554.5M | $412.7M | +20.0% | +34.9% | 3.07% | 90.0% | 3.64% | 9.68% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Luminate Bank.