| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens State Bank of LulingLuling | TX | $73.8M | $55.4M | +0.9% | -17.6% | 0.47% | 73.1% | 2.45% | 20.22% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens State Bank of Luling.