| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Locus Bank, Inc.Richmond | VA | $359.4M | $259.3M | +10.9% | +8.5% | 1.26% | 60.6% | 3.58% | 20.92% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Locus Bank, Inc..