| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Locality BankFort Lauderdale | FL | $396.2M | $346.0M | +38.6% | +34.9% | 0.29% | 79.8% | 3.93% | 11.82% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Locality Bank.