| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Live Oak Banking CompanyWilmington | NC | $15.96B | $14.68B | +16.2% | +15.8% | 0.96% | 53.2% | 3.34% | 7.71% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Live Oak Banking Company.