| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Liberty Bank MinnesotaSaint Cloud | MN | $290.2M | $262.9M | +5.3% | -4.0% | 1.04% | 74.0% | 3.16% | 13.46% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Liberty Bank Minnesota.