| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Hiawatha National BankHager City | WI | $781.3M | $602.1M | -0.2% | +2.3% | 0.89% | 60.5% | 3.09% | 10.63% |
| Headwaters State BankLand O' Lakes | WI | $122.5M | $102.9M | +9.5% | +4.4% | 0.84% | 60.3% | 3.33% | 10.48% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Hiawatha National Bank.