| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Lake-Osceola State BankBaldwin | MI | $469.4M | $403.4M | +6.3% | +0.1% | 1.60% | 57.5% | 4.14% | 12.63% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Lake-Osceola State Bank.