| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| KS Bank, Inc.Smithfield | NC | $874.5M | $785.2M | +18.5% | +21.5% | 1.33% | 57.3% | 3.98% | 9.13% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, KS Bank, Inc..