| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Kress National BankKress | TX | $63.7M | $57.5M | +19.6% | -16.8% | 1.30% | 60.0% | 3.18% | 9.92% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Kress National Bank.