| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| KodaBankDrayton | ND | $559.8M | $483.0M | +8.7% | +5.0% | 1.69% | 53.6% | 3.82% | 10.32% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, KodaBank.