| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Kirkwood Bank & Trust Co.Bismarck | ND | $351.3M | $312.6M | -1.7% | +3.8% | 1.75% | 57.9% | 3.71% | 10.10% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Kirkwood Bank & Trust Co..