| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Kensington BankKensington | MN | $446.7M | $376.2M | -3.6% | -1.0% | 1.30% | 50.8% | 4.35% | 9.96% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Kensington Bank.