| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Jefferson Security BankShepherdstown | WV | $566.1M | $522.5M | +3.9% | +5.3% | 1.01% | 64.2% | 3.51% | 8.54% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Jefferson Security Bank.