| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| FSNB, National AssociationLawton | OK | $478.3M | $369.7M | +1.5% | -2.9% | 3.46% | 74.1% | 3.72% | 17.44% |
| The City National Bank and Trust Company of Lawton, OklahomaLawton | OK | $446.2M | $373.9M | +0.2% | -3.7% | 1.66% | 82.1% | 4.08% | 13.76% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, FSNB, National Association.