| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| State Bank & Trust of KenmareKenmare | ND | $201.1M | $182.8M | +9.6% | -6.7% | 1.15% | 56.1% | 2.66% | 9.22% |
| The Citizens State Bank at MohallMohall | ND | $80.2M | $69.9M | +6.0% | +2.7% | 1.17% | 69.2% | 3.73% | 12.00% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, State Bank & Trust of Kenmare.