| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Charter BankJohnston | IA | $227.5M | $203.5M | +8.2% | +7.8% | 1.75% | 49.9% | 3.64% | 11.08% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Charter Bank.