| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Heartland State BankEdgeley | ND | $75.6M | $68.3M | +6.4% | -13.3% | 0.67% | 78.4% | 3.05% | 10.09% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Heartland State Bank.