| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Shoreham BankWarwick | RI | $534.8M | $420.5M | -2.4% | +5.8% | 0.63% | 76.6% | 4.30% | 10.36% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Shoreham Bank.