| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| FM BankWaseca | MN | $738.4M | $636.1M | +5.6% | +16.2% | 1.42% | 52.4% | 3.39% | 7.91% |
| Quoin Financial BankMiller | SD | $250.7M | $216.5M | +6.3% | +0.1% | 1.17% | 58.2% | 4.89% | 7.56% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, FM Bank.