| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Independence Bank of KentuckyOwensboro | KY | $3.83B | $3.02B | -4.4% | +1.0% | 1.12% | 64.1% | 2.59% | 9.17% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Independence Bank of Kentucky.