| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| HSBC Bank USA, National AssociationTysons | VA | $173.10B | $141.19B | +0.3% | -4.2% | 0.98% | 55.4% | 1.64% | 10.12% |
| HSBC Trust Company (Delaware), National AssociationWilmington | DE | $57.2M | $500K | 0.0% | — | 4.56% | 19.9% | 3.84% | 97.41% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, HSBC Bank USA, National Association.