| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Wray State BankWray | CO | $312.0M | $277.8M | +14.1% | +11.7% | 1.37% | 54.0% | 4.09% | 9.74% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Wray State Bank.