| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Horizon BankMichigan City | IN | $6.55B | $5.48B | -5.2% | -0.4% | 1.75% | 52.7% | 4.47% | 10.20% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Horizon Bank.